Buying online has become very common. Simply by picking up the mobile or the computer we can enter a web page or application and make a purchase. Now, the truth is that we can also find certain threats. What are the most common scams when we pay online ? We are going to talk about it in this article. It is important to know what the risk is in order to take action and avoid problems.
Frequent scams when paying online
Think of the large number of applications that you have available to buy online. Platforms like Amazon, eBay or any page more specialized in something specific. Just by entering your information, selecting the product and paying, you can have it at home in a matter of days. But that is also used by hackers to attack.
One option they have to defraud when paying or buying online is to create fake applications. They can use different strategies to achieve their goal. They usually create a copy that pretends to be a legitimate program. The victim believes that she is entering a secure application to search for products and purchase, but in fact she is not.
What can cybercriminals do? The first thing is to collect all kinds of data in the transaction. User information, bank card details, etc. But it could also use these fake apps to sneak malware and gain access to the device.
Copy of a website
A hacker can create a web page that appears to be legitimate , but is actually a scam. In this way they can launch attacks such as web skimming, which basically consists of stealing personal data and any type of information that the victim puts on that site. This also includes card details when paying.
What to do to avoid this? Without a doubt, common sense is important and review the site very well before paying. Always enter by entering the URL directly into the browser or by doing a Google search. Avoid accessing through links you receive, for example. You can always spot a fake website .
Discount code that is malware
This strategy is used a lot as bait. They can send supposed discount codes through social networks or even arrive via WhatsApp messages if they have previously infected another person’s device. But of course, they are discount codes that are actually false and that will take the victim to a fraudulent page or will make them download a malicious file.
Take a good look at this type of discount codes and offers. Do not trust anything similar that comes to you through social networks and always check to see if it is really reliable or not.
Exploit insecure accounts
Another method cybercriminals can use is to simply exploit unprotected user accounts . And here we can name any of the main platforms to buy online, such as Amazon. If they detect any vulnerability, if they manage to get into that account, they can carry out scams.
Without a doubt, the important thing here is to protect the account well. Use strong and secure passwords that comply with all guarantees. If that service allows it, activate two-step authentication to create an extra layer of security and prevent them from entering without your permission.
In short, these are some of the main scams that you will find when buying something online. It is important that you always make payments securely and avoid compromising personal information.